Fig. 3

Changes in exposure over time in FEMA’s effective SFHA. Error bars represent the Standard Error of ACS estimates, and asterisks indicate p-values below 0.01 (***), 0.05 (**) and 0.1 (*). No asterisk means that there is no statistically significant difference. Red asterisks indicate that exposure increases, while green asterisks indicate a decrease in exposure. Labels on top of each second bar indicate the % increase